Nzira Yokutanga Kutenga Mari Mari

Kune vanhu vazhinji, mari yekuunganidza inongova chido chekuita. Asi kune vanhu vashomanana, chido chekuita kwavo chinogona kuchinja kuva chikwereti chekutsvaga mari. Zivo uye kuronga kwakanaka kunogona kupa nzira yekugadzira nyika-yekodhi yemari yakaunganidzwa iyo ichakoshesa mukukosha kwenguva.

• 01 ye 05

  Unganidza Zvaunoda

  Vanhu vanoita mari yakawanda kuburikidza nekutsinhanisa mari, ndivo vatengesi vatengesi vekutanga uye vatengesi vechipiri. Kungofanana nemusika wepamusoro, vatengesi vanoziva vanoita mari yakawanda munguva refu. Ichokwadi, pane zvidzidzo zvakaitwa izvo mbongoro dzichikanda mahwendefa pamatanda ematokari ndokuzofananidza kudzoka kwavo kumusika paavhareji. Asi mari inounganidza yakawanda zvakaoma kupfuura kuisa mari mumatanda.

  Kuisa mari mumari yemari ndeyekutsvaga kwekutsvaga kwenguva refu. Zvikonzero zvakasiyana-siyana zvinogadza kukoshesa kwemari uye dzose dzadzo dzinogona kutamba panguva dzakasiyana. Saka, tora mari yemari inokufarira zvikuru . Kufarira kwako kunogona kuchinja nekufamba kwenguva, uye iwe unogona kutanga rudzi rumwe rwemari yakaunganidzwa, risiye kuti utange rudzi rwakasiyana rwemari yekusungirirwa uye wozodzoka gare kuti upedze. Kuchinja kufarira kwako ndeyevanhu uye chikamu chemufaro wekuunganidza mari.

  Usavhiringidza mutengo wemari webhaini nemutengo waro wekutengesa. Mune mamwe mazwi, kana huwandu hwekubhadharwa kwemari inobva pane zvigadzirwa zvayo zvesimbi zvakakosha, iwe uri kuisa mari mune zvimedu zvinokosha uye kwete mune mari. Imwe yenzira dzakanakisisa dzekutanga kuisa mari mumari yemari ndeyokutanga nechechi yezana remakore rechi20 sete yemari yeUnited States . Rudzi urwu rwemari yekusungirirwa ruchakuendesa kune mari yakasiyana-siyana uye rinokubvumira kuti usarudze zvipi zvakanakisisa zvakasangana nehanya yako uye mari yekuunganidza bhajeti .

  Kana uri kuunganidza mari yaunoda, iwe uchava nehanya navo uye uchadzidza zvakawanda pamusoro pavo. Zivo ibasa rinokosha mune ipi zvayo yekuisa mari.

• 02 of 05

  Dzidzidzise

  Kungofanana nematokari uye kuenzana, kutsvakurudza kunotarisirwa kuti tive neuchenjeri kutenga zvisarudzo. Izvozvowo zvinotsigira mune mari yekusunganidza. Dzidzidzise pane imwe shanja yemari iwe uri kufunga kuti utange mari yako yekuunganidza. Ita zvakanyanya kutarisa uye kuteerera pane kutenga pakutanga. Sezvo iwe uine ruzivo rwakawanda nemari yakasarudzwa yemari, iwe uchakwanisa kuita zvisarudzo zvakadzidziswa uye kutenga mari iyo ichakoshesa kukosha pane nguva.

  Pane chirevo chinoti, "Tenga bhuku racho usati watenga mari." Mune mamwe mazwi, tora nguva yekuita tsvakurudzo uye kudzidzisa pachako pamari yemari iwe uri kutarisa kutenga. Kana iwe usingazivi zvauri kutenga, iwe unogona kunge uchibvarura uye unopedzisira uine "mamwe mari yakawanda mari."

  IInternet zvakare inzvimbo yakakura yekuziva mari yekuunganidza. Mamwe acho akanaka, uye mamwe acho akaipa. Zvinosuruvarisa, munhu wose uye chero munhu upi zvake anogona kubudisa chero chinhu paInternet. Tora nguva yekuwana mhinduro dzechokwadi dzeIndaneti. Yeuka, kana webhusaiti yaunoshandisa kudzidzisa iwe pachako inogona kukutengesai mari yaunenge uchifunga kutenga, iwe uri kuteerera mutengesi uye kwete hazvo iwe mutariri.

• 03 of 05

  Ita Ukama neChina Dealer

  Mumwe wevamwe shamwari dzako dzepamusoro pazvinouya mukutsvaga mari mune imwe mari ndeyezivo uye anovimbika mari yevatengesi . Inogona kunge iri munharaunda yemari yevatengesi vane mari yekutengesa muguta kana kuti mutengesi wemari anogara achienda kunharaunda yemari inoratidza. Nemhaka yokuti mutengesi wemari ane bheti uye zvidhina pamberi, hazvisizvo zvinomuita akatendeseka uye akavimbika.

  Zvinosuruvarisa, dzimwe nguva nzira chete yauchazoziva kana mutengesi akatendeseka uye akavimbiswa ndeye kuenda kuchikoro che "kunogogodza" uye kutenga mari iyo inowanikwa mari yakaipa. Taura kune vamwe vatengesi vemari nekusangana nekambani yemari yekambani uye tsvaga kuti ndiani akave neropafadzo nemutengesi wemunharaunda. Yeuka, iwe unofanirwa kuita sarudzo yako uye usarudze kuti ndeupi wevatengesi vemari waunotenda uye izvo zvaunenge uchingogara kure nazvo.

  Kana uchinge wawana mutengesi wemari yakavimbika, iva nechokwadi chokuti iwe unotenga mari yako kuburikidza nemutengesi uyu. Zviri nyore kutora ruzivo rwaunodzidza kubva kune mutengesi uye unoenda kunzvimbo yeIndaneti kuedza kuchengetedza madhora maduku. Kana iwe usiri kutenga mari ipi zvayo kubva kune uyo mutengesi wemari, angave asingakwanisi kushandisa nguva yake inokosha newe kuti akudzidzise pamari yausina chinangwa chokutenga kubva kwaari.

• 04 of 05

  Dzivisa Investment Zvikanganiso

  Chimwe chirevo chekare chakakosha ndechekuti, "Kana zvakakosha kuti irege kuva yechokwadi, zvichida." Izvi zvinonyanya kuitika mune mari yekusvitsa maitiro. Panogona kuva ne "maitiro akanaka" akawanda paInternet kana mumisika yematare, asi katatu kubva pa100 iwe unoguma uchibviswa. Izvi zvinosanganisira mari yakawandisa yakawanda uye mari yakawanda. Kukudziridza ukama nemutengesi wemari uchakubatsira kuti urege kuita mari yakaipa nekutenga mari idzi dzakawandisa kana dzisina maturo.

  Anoth er trap kuti kutanga vatengesi vatengesi vanowanzopinda mukutenga kwake mari yakaderera pamutengo webhagain-pasi. Zvaunopedzisira uine chikwereti-pasi pedhinari iyo ichagara iri pamucheto wakaderera wehuwandu huno . Tora nguva uye kushivirira kutenga mari yemari inowedzera nekuwedzerwa kwenguva.

• 05 of 05

  The Bottom Line

  Kungofanana nekutsvaga kupi zvako, pane ngozi inobatanidzwa. Mari iyo inogona kukwira inokosha, kana inogona kuderera. Mutevedzeri akachenjera achaziva kuti ivo "mari yekusvitsa" kutanga uye "mari yekushambadzira" wechipiri. Apo misika iri kuburuka, iwe uchiri kukwanisa kufara yako mari yekusungirirwa iwe uchiri kumirira kuti idzoke zvakare. Uyezve, ivai nechokwadi chokuti mari yako yekusimwa mari yakakosha uye kuti hauna mari yakawandisa yemari yako inotengeswa mumari yako.