Nzira Yokuwana Bhizinesi Yakaputirwa Makopi Emari
Imwe yenzira dzinobatsira zvikuru yekuunganidza mari ndeyokuwana mari yako isingawaniki pakunharaunda kwepakati pebhanhire. Iwe haugone kumira zvakashata nekutsvaga bhanhire rakaputirwa nemari yemari! Iwe unotenga mari yemari yakatarisana, tsvaga ivo zvikanganiso, marudzi, uye mari shoma , uye zvino kutengesa zvinorega kudzokera kubhangi kuti uwane mari yakawanda kutsvaga! Inonzwika sehope inopera, zvakarurama?
Yakawanda Bhizinesi Yakaputirwa Mari Inobva kuFederal Reserve
Zvinosuruvarisa, pane hitch.
Mahombekombe mazhinji haadi kuda kutengesa mari yakakoshwa kumakambani avo uye kuvaita kuti vawane mabheji emari yakatsva kubva muti isingakwanisi. Chikamu chechinetso chiri munzira iyo Federal Reserve System inopa mari kune mabhenji. Nhepfenyuro inobhadhara mabhidha mari yekuisa mari yakakosha yemari yesimbi nemari kunze kwekuti mari iyo inofanirwa se " Nyaya Yekuyeuchidza " uye ine nguva yakatarwa Yokugadzirisa Period. (Statehood Quarters uye Presidential Dollars vose vanofanirwa pasi pezita iri pavanotanga kusunungurwa.)
Zvisinei, kunyange kana iwe ukwanisa kuwana bhenji rako rekune imwe nzvimbo-kuronga mari yakaputirwa kunze kwekunge yakakodzera seChirangaridzo Chinyorwa, hapana chivimbo chokuti Fed ichaendesa mabhanki mint-state mari imwe chete! Nheyo haitarisirwi kukudza zvikumbiro zvemint-state (izvo zvinonzi "mutsva") mari, asi vanoti vanoita apo mashandisirwo ematunhu anobvumira. Iko kunowanzoendesa "kusanganiswa" (kushandiswa) mari yekutanga.
Pfungwa apa ndeyokuti kunyange kana ukawana bhanhire rinoda kushandira pamwe nekuraira mari itsva iwe, vangasatombovawana! Chigumisiro ndechokuti bhangi inozadza mafomu akakumbira, zvichida kubhadhara mari, uye zvino hauna kuwana zvaunoda chero zvakadaro, zvichiita kuti vanhu vasina kufara vatengi. Nzira yebhanhire yezvinetso izvi, kazhinji, ndeyokudzivisa kuita chero kupi zvako kwakarongeka kwemari mari zvachose.
Nzira Yokugadzira Kura Kwebhengi Kutengesa Zvikwereti Zvipi
Iye zvino kuti iwe unonzwisisa zvikonzero nei mabanhire ari kukanganisa kuronga nekupa mari yakavharwa , iwe unogona kudzidza kushanda navo kuti uwane zvaunoda, kana iri mint-state rolls ye Sacagawea Dollars kana zvakanyanya kuparidzika pennies kuitira kuti ugone kubudisa mhangura kubva kune zinc . Danho rokutanga nderekutsanangura chinangwa chako.
Kana chinangwa chenyu ndechokuti uwane mari yemari yenyika isati iri yekuyeuchidza (sezvazvatsanangurwa pamusoro apa), bheji yako yakanakisisa idiki, bhizimisi-yese yebasa iyo isingawanzogadzirisa nhamba dzakawanda dzevatengesi. Mabhenji akadaro anowanzoiswa sekumapeto kwe "mabhizinesi ebhizinesi," uye hauna mahwanda ekutarisa nekuchengetedza kwekodhi. Asi kana iwe uri munhu akaoma-chengetedza mari yekutengesa kana unoda kuisa zvakawanda zveminiti-state mipumburu, bhenekeri yemhando iyi ichava iyo inonyanya kurongeka uye kuwana "mari" yemari. Vachange vachida kudarika mari iyo pamwe chete newe, zvakare, uye kuva nekambani pabhangi ichave yakamanikidzwa.
Kurayira Mari Yakaderedzwa Izvo Zviri nyore
Kana chinangwa chenyu ndechekutenga mabheji emakona akapararira, bhadha yako yepamusoro ndiyo iyo zita guru, mazita akawanda mabhenji apo vanhu vashoma mabhizinesi vanoita mabhizinesi avo. Aya mabhangi anowanzobata nemari yakawanda kwazvo yemari inoshandiswa, semamwe mabhizinesi emhando anotora zvinopfuura izvo zvavanoda, uye saka anoiisa, asi mamwe mabhizinesi emabhizimisi anoshandisa yakawanda yakawanda yemari yakavhenganiswa kupa kupa vatengi vavo mukuchinja.
Mabhangi anoita bhizinesi rekutengeserana nguva dzose anenge aine nguva yakawanda yekushandiswa kwemari mari, uye kazhinji anoitengesa kune vasiri vimbisi. Kana iwe uchida kuwana rudzi urwu rwemari nguva dzose, kunyange zvakadaro, kunyanya muzvizhinji (zvakadai semabhokisi ezvipumburu, pane kungoita mashomanana chete,) iri pfungwa yakanaka yekuzarura account ipapo.
Kutarisana neAcicult Bank Tellers
Pasinei nemhando yebhangi yaunofamba nayo, unogona kusangana nevatauri vane zvakaoma, vakasindimara kana kuti vanokanganisa. Vamwe vavo vanongoda kubata ruoko rwechokwadi, asi vamwe vanoita sevanopesana nokuti vanogona. Paunosangana nevatori vakaoma, tora nguva kuti utsanangure zvinhu. Vaudze kuti vanogona kurayira mari yacho zvakananga kubva kuFed panzvimbo yenyu. Kana ivo vachiti havagone kuita izvozvo, vakabvunzwa kuti vatore musoro mutauri kana mutariri.
Nguva dzose ivai neruremekedzo asi makasimba. Kana mabanho achiti "havatakure" ve Presidential Dollars, somuenzaniso, vaudzei kuti zvose zvavanoda kuita ndezvokuvarongedza. Enda kumusoro kweketani yekutungamirira kana uchifanira. Kana vakaramba vachiomerera ivo havangavarangi, bvunza kana kune rimwe bazi rebhangi iro richaita. Itai kuti vashevedze kuti iwe uwane zvaunoda. Pashure pezvose, iwe ndiwe mutengi!
Purogiramu Yakawedzerwa yeBhanki Yakaputirwa
Kana iwe uchiziva kuti imwe yemhando yemari iri kusunungurwa, shanyira mberi uye bvunza bhanki yako kuti ironge kuwanda kwaunoda, uye ikuchengetedze iwe. Kana iwe uchida kurasa mavhesi eminiti-nyika yemari yemhando iyo yakaoma kuwana mumagwaro akazara, akadai se nickels uye dimes, danai bhaganhe yako mazuva maviri uye chengetedza kuti uone kana chero mimwe mipumburu inopinda. Tsvaga chii zuva vanowanzowana Fed yavo mirairo, uye vanodana zuva iroro. Pavanowana imwe yemari-nyika yemari, vaudze kuti vakugadzirire iwe.
Pari kure, nzira yakanakisisa yekugonesa kubhadharwa kwebhandi rakaputirwa mabhangi ndekukudziridza ukama neimwe bhangi. Iva neshamwari nevakuru mutauri kana mutariri. Vabvunze kuti vakushevedze kana mumwe munhu akaisa zvinhu zvisingawanzoitiki, semafuta emadhora madhora kana mazana mashoma madhora (akadai seEisenhower Dollars .) Ichokwadi, ita tsika yako nguva dzose yekukumbira mutauriri kuti aongorore chivako chezvikamu zvepakati uye zvishoma. mari yemhando. Mabhengi aida kuda kubvisa izvi zvisinganzwisisiki sezvo vasingakwanise kuvatumira kuFed kusvikira vawana imwe chiyero. Hondo yehafu uye hukuru hwemazana emadhora, pakati pemhando dzose dzemari dzinoshandiswa iye zvino, zvinowanzoita kuti iwane sirivha kana marudzi akasiyana!
Zvimwe Zvinyorwa zveKutsva Kwemari
Chimwe chezvinyorwa zvangu zvakanakisisa zvekuparadzirwa kwemari ndeye kambani inoshumira makambani eCoinstar munzvimbo yangu. Vanhu vanodha marudzi ose emari yekare muzvinhu izvozvo! Imwe nyanzvi yakakura ndiyo inoshandiswa nevaridzi varenge. Dzimwe nguva vanhu vanounza zvizere zvegorosi masendi kana mari yesirivha kuti vatenge fodya uye doro. Ita hukama pamwe nemasimba emari yakawanda munharaunda yako, uye ita kuti vazive kuti iwe unounganidza!
Bvisa bhizinesi rebhizimisi uye uvakumbire kuti vakushevedze apo mafungiro anofadza anoratidza. Ndinowana mari yakawanda nenzira iyi!
Yakarongedzwa naJames Bucki