Pasinei nokuti uri kutenga kana kutengesa mari, unogona kuwedzera mukana wako paunokurukura nevatengesi vemari nokuziva kuti mari yemari inoshanda sei mushure memaonero. Imwe yezvinetso zvakakura zvikuru zvandinoona, semuongorori wemari inounganidza pamusika, ndiyo yakazara ganda pakati pezvinowanikwa nevatengi vepanhasi kubva kune mutengesi wemari, uye izvo zviyero zvemari mutengesi anotenda kuti anofanira kupa mutengi.
Ruzhinji rwezvipikano izvi vira pasi kuti uvimbe .
Muvhareji watengi anofunga kuti anogona kuvimba nemutengesi wemari kuti amupe kuongororwa nekuvimbika uye kubhadhara mutengo wakakwana wemari yaanotengesa. Muvhareji mutengesi anofunga kuti zvakakodzera kubhadhara mutengo wakaderera unogona kuwana mari, kuwedzera purofisi yake, uye kuti zviri kumutengi kuita basa rake rechikoro. Nemafaro, nekuwana chigwaro ichi, iwe uchange uine rutsoka rwakanakisisa kana uchibata nevatengesi vemari.
Maererano neBhiin Dealing Business
Kune zvikamu zviviri zvakakura zvevatengesi vemari-mutengesi uye mutengesi. Izvo zvipfeko zvinotsvaga kuunza zvinyorwa zvitsva mumusika, uye kazhinji zvinosvika pamari yemari, zvinowanikwa munzvimbo dzomunharaunda, uye zvinomhanya zvinoshambadzira zvipo zvokutenga mari. Nyaya dzezvinhu izvi dzinotengeswa mujenya zhinji kune vatengesi-based dealers.
Mutengesi wemari yekutengesa anotora chikamu chikuru chemari yake kubva kune vatengesi. Kunyange zvazvo vatengesi vemari vatengesi vanogonawo kuenda kune mari inoratidza zviratidzo uye vanotenga munzvimbo, mari zhinji yebhizimisi yake inobva pakushanda kune vashandi vevatengi vasina mari.
Mumwe mutengesi wechirudzi urwu anonyanya kukubhadhara mitengo yakakwirira yemari yako kubvira apo haafaniri kupfuura maawa maviri emaoko asati atengeswa. Asi, chenjerera vamwe vatengesi vemunharaunda vanowanzova yakaipa chepfu! Izvi ndechokuti vatengesi vakawanda vanogona kunge vari mumasangano anovada kuti vabvumire kune Mitemo yeMitemo, yakadai seAmerican Numismatic Association kana kuti Professional Numismatists Guild.
Nhamba imwechete yekufungisisa kuti ani naani anotenga kana kutengesa mari yemari anofanira kufunga nezvekushanda. Ndeupi rudzi rwekudzorera kwaunayo kana zvinhu zvikaipa?
Wholesale Coin Price
Imwe yenzira dzakanakisisa dzekuzvidzivirira pamudzidzi wekusungirirwa kwemari ndeyekuziva mari yakawanda yaanotenga nokuda kwemari yake. Imwe inoshandiswa zvikuru-inoshandiswa mumari yesimbi yeUnited States ndiyo Coin Dealer Newsletter, iyo inodhindwa pamapupa uye inobuda vhiki nevhiki. Vanhu vaitaurawo se " Grey Sheet ," kana kuti "CDN."
Nyaya yakawanda yemari yevatengesi vemari vanotumira kubhuku rino, iyo inonyora "bhizimisi" uye "kukumbira" maitiro emhando ipi neipi yemari yekuAmerica. Iko inotakurawo mitengo yeminiti, masirivha , uye mabhanki anonzi "green sheet."
"Bhizimisi" mitengo ndeyokutengeswa kwevatengesi kana mumwe mutengesi achiunza mari yacho kwavari. "Bvunza" mitengo ndeyomutengo wemari mari mutengesi arikumbira kutenga. Somuenzaniso, kana ndikashevedza uye ndikakumbira kutenga 100-yainzi Silver Eagles, ini ndichatora "bvunza," kana kutengesa mutengo. Asi kana ndichida kutengesa 100 Silver Eagles, ini ndichatora "bhizimisi" kana kutenga mutengo. Misiyano pakati pematengo maviri ndiwo mararamiro emari uye yakanyanya kupfava kwemari zhinji.
Chimwe chinhu chinokosha chokuyeuka patinenge tichikurukura maGrey Sheet mutengo ndechekuti tiri kutaura pamusoro pekutengesa kwemari.
Zvinhu zviviri zvinoratidzira mutengesi uyu: (1) Mazhinji anotengesa zvinhu zvakawanda, saka mitengo haitauri mari imwechete, uye (2) Zvitano hazvibatsiri kutengeserana. Iwe haugone kuenda kumutengesi wemari unofanirwa kuongororwa uye kuenzanisa chikoro chako kwauri uye anotarisira kuti abhadhe Grey Sheet "bidhi" mitengo. Zvisinei, Grey Sheet inofanira kukupa pfungwa yakanaka yekuti mari yako inokosha zvakadini, saka hauzotengesi $ 1,000 mari ye $ 200.
Coin Dealer Mutengo Margins
Sezvo mutemo wehurumende, iyo yakajairika yakawanda mari, uye gorosi rezasi mari yacho, iyo yakasimudzirwa mari inoshandiswa (inotsanangurwa sepakati yemutengo wekutengesa) kune mutengesi unofanira kuva. Chikonzero cheizvi ndechekuti mabhiriji akaderera, mari yakawanda inowanzoomera kutengesa. Chimwe chikonzero chekuparadzanisa iyi ndedhairi inokosha. Kana mutengesi achitenga zuva rakafanana, rakaparadzirwa zvikuru muna 1940 Wheat Cent kubva kwauri, anogona kukubhadhara masentimita maviri emari yacho uye kutengesa iyo masendimita mashanu, zvichiita zvinopfuura 100% purogiramu (asi achiri masentimita matatu chete).
Asi kana akatenga zuva rinokosha, akaparadzira mari yakawanda, yakadai sa1931-S Yegorosi Yakanaka (G-4 giredhi), angakwanisa kukubhadhara $ 50 nokuda kwayo, kunyange zvazvo achangowana purogiramu ye20% paanozvitengesa madhora 60. Misiyano ndeyokuti chinokosha 1931-S mari inogona kutengesa nekukurumidza zvakanyanya kudarika zana ra1940. Uyezve, kukosha kwechiroro kwakabatanidzwa zvikuru.
Imwe mutemo mukuru wekutengesa mari yakawanda ndeyokuti mari inonyanya kukosha ndeyekuti, zvishoma zvishoma mari inobatsira inofanira kuve, yehuwandu-huchenjeri. Kana mutengesi wemari anotenga mari ye $ 15,000 uye achikurumidza kutengesa iyo $ 16,000, anogona kutora chikamu chechiuru chemadhora. Asi, kana mari iyi yakasungirirwa mune zvaakatora kwenguva refu mumwe munhu asati atenga, pane mari yakawanda isingamupi chinhu.
Zvose zvakataurwa, mararamiro emari ekubhadhara mari anoshandiswa zvikuru nezvinhu izvi zvitatu:
- Kukurumidza sei mari iyo inogona kudzorerwa zvakare (kudiwa kwemusika)
- Iyo yakakosha sei dhora rinokosha (capital outlay)
- Mamiriro emari yemari yemari yakawanda (kumisika yemashamba)
Mari yevatengesi inofanira kuenzanirana pakati pezvinhu izvi kuti varambe vachibatsira.
Vanotengesa Mari uye Common Junk
Chimwe chezvikonzero zvinokonzera kusawirirana pakati pezvinhu zvinotarisirwa nevatengi, uye izvo mutengesi wemari anotengesera kana zvasvika pakutengesa mari kubva kuvanhu ndeyekuti vatengesi vemari vanoona zvakawanda zvakajairika "zvakawandisa." Ne "junk" Ndinoreva nguva yakawanda yegorosi pennies, yakaendeswa Buffalo Nickels uye Mercury Dimes, yakazara Washington Quarters uye yakaparadzanisa Franklin naKennedy Halves.
Vanhu vanopa mari vatengesi zvinhu zvakawanda zvemufananidzo wekuti vazhinji vavo vaneta nokuzviona. Vanopa mashoko akadaro chirevo chekare-uye vanopa mabhora madhorobha nokuda kwaro kubva pane zvakaitika kwenguva refu. Kazhinji, vanhu vakatotora mari inokosha, vachisiya "pasina." Mutengi anofunga kuti mari yake haina kupiwa kuongororwa kwakanaka. Zvakadini kana mutengesi asina hanya nechinhu chisingawanzoitiki? Haafaniri kutarisa mari imwe neimwe kuti ave nechokwadi here?
Vanhu vanotengesa mari yavo yekutengesa vatengesi vanowanzofunga kuti havana kubatwa zvakanaka.
Mutengesi anogona kusimudzira munwe wake pedo nebhokisi kana chirongo chemari kwemaminiti maviri kana maviri ozoita chipo chinoratidzika zvakanyanya. Kunyanya kuipa ndeye mamiriro ekutengeserana anotanga kuvhara bhuruu yeWhiteman, inotora kukurumidza kuratidzika, uye inozopa $ 9 yekusunganidzwa kwose. Anogona sei kuziva kuti mari iyo yakakosha kana asingatotaridzi mumwe nomumwe pakutanga? Ari kuedza kundibvisa here?
Zvinhu Zvechokwadi Zvokutengesa Mari
Sezvakatsanangurwa kare, mari yevatengesi inoona huwandu hwezvavanowanzonzi "pasina." Kunyange zvazvo mari iyi inobatsira, inowanzoonekwa sekutengeswa asi yakanyanya kuoma kutengesa, kuti mutengesi wemari anotya kuvatenga. Apo mumwe munhu anounza hombe huru yeGorosi Cents, somuenzaniso, vatengesi vakawanda vanoita minwe yavo kuburikidza navo kuti vaongorore huwandu hwemazuva uye huwandu hwehutano hwemari. Kana ivo vachiita sevari kumhanya-ye-m-mill yakawanda zuva, yakaparidzirwa Gorosi, mutengesi anowanzopa purogiramu yakazara yejenya. Uyu mutengo unobva pauwandu hwake hwehuremu, kana kuti anogona kuvamhanyisa kuburikidza nekambani yemari. Chero zvaanoita, achitora zvinhu zviviri:
- Kuti mamwe mazuva anokosha akabviswa kubva mujenya ikozvino, uye
- Kana mutengesi atuma achitsvaga mari, mazuva anokosha haawanzwisisiki zvokuti hazvina maturo kuti hapana chekubhadhara mari inoshandiswa mune iyi mujenya.
Nokudaro, anoripa "chakaipa mamiriro ezvinhu" mutengo wemari. Izvi ndizvo zvakafanana nemari yakawanda yakaiswa muzana remakore rechimakumi maviri, ingave iyo yeBuffalo nickels, Mercury dimes, Washington quarter, etc. Vatengesi vachaita nekukurumidzira kuongorora kwebhidhi nemazuva uye vobva vapa chipo chinoenderana nemutengo mukuru. Kazhinji, mutengo waanopa unobva paukuru hunokosha hwemari. Kana mutengesi achifanira kuitika kuti awane mari isingawaniki mubheji, iyo yakanaka, asi yakawanda yenguva yaasingaiti, uye mari yakadaro haina kukodzera nguva inotora kuongorora imwe neimwe.
Kana iwe uchida kuwedzera mari iyo mutengesi achakubhadhara iwe mari yako; iwe uchada kuakonzera muatches uye iva nechokwadi chekubvisa chero mari inobhadhara katatu kukosha kwebasa kana kupfuura maererano neMabhuku Red. Zvichienderana nemhando yemari, pane nzira dzakasiyana-siyana dzokugadzirisa mari yako kuti uwedzere mutengo. Nokuti Gorosi cents, kuisarudza nemakumi emakore kuchabatsira. Pakati pevhesi, magirasi egorosi mumakore ekuyaruka anoenda kune masendi gumi nemashanu kusvika ku18 mumwe nomumwe zvichienderana nehuwandu hwebhidhiyo. Cents muma1920 inoenda 10 kusvika ku12 pamwe chete; Makore muma1930 anoenda masendi 6 kusvika ku8; uye akapararira makumi emakore muma1940 na1950 kazhinji anowira 2 centi imwe neimwe. Mixed, unsorted Gorosi inokwana 2 centi imwe neimwe, kana zvichida zvishoma kana mutengesi achiona kuti ane matanho ekutanga. Nokuzvisarudzira mumakumi emakore, iwe wakagadzirisa mararamiro ako. Kuramba uchiwedzera, mumakore oga oga, kunogonawo kubatsira kana iwe uine zvakakwana kuti uite zvizere.
Kutengesa Coin Collections
Kana uine zvizere zvekusungirirwa kwemari mufaira kana albamu, zvakanakisisa kuvasiya mu album. Asi kana zvasvika pakutengesa zvikamu zvishoma, gara uchiyeuka kuti vatengesi vanowanzotora zvisarudzo zvakakurumidza pamusoro pekukosha. Semuenzaniso, vatengesi vakawanda vanotenga mari vanoona zvakawanda zveavo blue Whitman folders mwedzi mumwe nomumwe. Vanokwanisa kukurumidza kuona pamari yemari iri mufaira uye vanoyera kukosha kwekokuunganidza kunobva pamakomba asina chinhu. Pasina mashoma mashoma " mazuva anokosha ," mari yacho inogona kunge iri mubhodhi kana bhokisi rehomwe, uye mutengesi anokupa mutengo maererano. Kana mari iyo yaanoona muhodhi iri yepamusoro yegorosi yepamusoro, chipo chake chinofanira kunge chakakwirira, zvakare, asi vanhu vazhinji vanonzwa vachinetseka apo vatengesi vemari vanotengesa chete pavanoungana uye vozopa.
Nheyo iyo inoshanda kune mari yemamwe mafaira, akafanana neAngco albums uye nemamwe marudzi emafisi yemari uye albums . Zvinongotora kanguva kune mumwe munhu ane mhete dzinokosha dzakagadzirirwa kuchengetedzwa kuti uone kana dziri mune rako rekuunganidza.
Kuti uwedzere ruzivo rwako paunotengesa mari muzvikwata izvi, kunyanya izvo zviri mumadhorobha akadhura zvakadai seW Whitman type, unogona kubvisa mari kubva mufodhi uye woisa mumwe nomumwe mune 2x2 mari yekubata . Nyora musi uye mint mark , kana iripo, kune mubati (asi usanyora zvikwereti pamubati kana iwe usingazivi zvauri kuita.)
Ramba uine mazita akasiyana eGrey Sheet kana Red Book kukosha kwemari imwe neimwe yaunoda kutengesa. Pane chimwe chinhu pamusoro pechikwereti chiri "muchengeti" wayo chaiita kuti zvive pachena semunhu, uye kunyange mutengesi acharamba achikoshesa kukohwa seimwe mujenya, iwe ungangodaro unowana kupa kwepamusoro kupfuura iwe kana iwe wakasara ivo muWhiteman folder. Chikamu chechikonzero cheizvi ndechekufunga nekuita mari imwe neimwe, asi kwete sechikamu chekuunganidza zvakakwana; zvinoratidzika kunge zvakakosha. Asi chikamu chechikonzero chinoshanda, zvakare. Kana iyo mari iripo kare mu2x2, mutengesi achachengetedza nguva uye zvishoma zvemari, zvaanogona kukupa.
Kutengesa Mari muSlabs uye 2x2
Kana mari yacho yakaiswa mu slabs, iyo inowanzokosha kupfuura iyo imwe chete iyo inenge iri mu 2 x 2 cardboard holder. Kunyanya zvakadini nehutano hwe slab. Kana iri PCGS kana NGC slab, mari yacho inofanira kutengeserana pedyo neGrey Sheet "yebhadha" mutengo, sezvo mabhizimisi aya ndeaya "mari asingaoneki" mari iyo inowanzova pakati pemidzimu yakaderera mukirasi iyoyo. Kana ibha ndiro ANACS kana ICG, ichiri chimiro chakasimba, asi hachikoshi zvakanyanya sePCGS nechepamusoro yeCNC.
Kana mari yacho iri mune imwe nharo pane iyi, inowanzokosha neyoyo yakaenzana kupfuura kana iri mu 2x2. Nzira yakanakisisa yekuwedzera mari yezvikwereti zvisingabhadhari zvepamberi uye 2x2 ndeyokutaura neGrey Sheet uye edza kuswedera pedyo ne "bidhini" yemari yako. Kuziva zvikwereti mberi kwekanguva ndicho chinhu chinokosha, asi yeuka kuti mutengesi anoda nzvimbo kuti awane purofiti.