Chii chiri Kusiyana pakati peKutengesa Kwemari uye Kukosha Kwaro?

Dzidza Kusiyanisa Pakati Penguva yeMari uye Kubatsira

Pane musiyano mukuru pakati pemutengo wemari, uye kukosha kwemari. Kunyange zvazvo iwe kazhinji uchiona mazwi aya akashandiswa zvakasiyana, zvinokosha kuti iwe unzwisise pfungwa dzakasiyana dzinomiririrwa nega rega.

Iko "Mutengo" weMari

Izvi zvakanaka chaizvo. Iko "mutengo" wemari ndeyemari iyo yaizotengeswa pamusika wakashama, zvichida unozivikanwa se " mutengo wekutengesa ." Mitengo yemari inotarisirwa nezvikonzero zvakasiyana-siyana , kusanganisira rudzi uye chikamu chemari, iyo inowanikwa uye inoda, uye pane imwe nzvimbo inowanika mumusika.

Mutengo unowanzoshandiswa pamutengo wemari yeUnited States ndiyo Red Book.

Mutengo wekutengeswa ndorwende rwemari yemari kubva kune mutengesi wezvinhu zvavanenge vatengesa pamutengo wakapiwa. Icho chipo chinobva kumutengesi kutengesa mari yako pamutengo iwoyo.

Iko "Kukosha" Kwemari

Pano ndipo painowana zvishoma zvakaoma. Apo iwe unoda kusimbisa kuti chii chaunotora mari yako yakakosha nhasi kana iwe uchida kuzvitengesa, iwe uri kuisa kukosha kwayo. Nhamba yemari yaunogona kutengesa mari yako (("kukosha" kwayo) inonyanya kudarika kutengesa kwayo "mutengo" kana iwe waifanira kutora mari yako nekuitenga kubva kumutengesi wemari. Vatengesi vanofanira kuita purogiramu kuti varambe vachiita bhizinesi, saka paunenge uchienda kutengesa kukohwa kwako, hausi kuzowana iyo yakanaka, yakakwirira yemabhuku eBhuku. Bhuku reRubhu rinotengeswa .

Funga nezveBlue Book

Kune rimwe bhuku, rinozivikanwa seBlue Book , (rakanyorwa se "Handbook of United States Coins"), iyo ndiyo inonyanya kushandiswa kutungamira kune mari yakawanda yemari .

Aya ndiwo mavhareji emari yevatengesi vemari vachapa kukubhadharai nokuda kwemari yako yekuunganidza. Zvinowanzopfuura pakati pe50% uye 75% yeiyo chaiyo mari imwe chete ingatengeswa pamutengo wekutengesa. Mari yemari inowanikwa nehuwandu hwehuwandu hwavo kubva ku bullion (yakadai seinozivikanwa-zuva reAmerica Eagles uye Double Eagles ) ichakuwana iwe (75% kusvika 85% kana zvakadaro) nokuti zvizhinji zvehuwandu hwazvo zvinovakirwa negoridhe pachako, panzvimbo yekusawanikwa yemari.

Kujekesa Chikoro Chako cheMishumo yeInishuwarenzi

Nguva imwe apo yakarurama kushandisa "mutengo" kana kuti mutengo wekutengesa kuti uone kuti kukosha kwako kwakakosha chii, apo iwe unoda kusimbisa kukosha kwayo kwehutano. Muchiitiko ichi, iwe unoda kuisa mari yekugadzirisa mari yako yekuunganidza mari. Sezvo iwe uchizofanira kubhadhara muBlack Book (retail) mutengo kuti uite panzvimbo yavo, iyi ndiyo kukosha kwekutengesa kwaunofanira kushandisa nekuda kwe inshuwarisi.

Nguva dzose Iva Maonero Ezvinhu Pamitengo uye Maitiro

Hapana chimwe chinogutsa kune anounganidza pane kudhonza mari inokosha ye $ 100 muRubhuku Rokubuda kunze kwemutengo we $ 10 pick bin. Uye munyaya iyi, iwe unogona kunge wakaita zvakanaka kwazvo, nokuti zvichida mutengesi haana hanya nechinhu pano. Asi zvakanyanya kuitika ndekuwana mazana akawanda $ 20 Red Book priced yemari ye $ 10 bin. Izvi ndechokuti mutengesi angangodaro akavharidzirwa munyaya iyi, uye angave achifara kutora mari yake kudzoka kuti awedzere kutengesa kutenga.

Ngwarira kuti usatora kutakura uchifunga kuti uri kuwana matambudziko mumamiriro ezvinhu akadai, nokuti mari yaunogona kutengesa mari iyo, kukosha kwayo kwauri, ndeyezvawakaripa. Mune mamwe mazwi, usazvinyengedzera uchifunga kuti kukosha kwemari yakapiwa kwakaenzana nemutengo wawakabhadhara.

Funga kuzviwana iwe kopi yeBlue Book kuitira kuti iwe ugone kuwana maonero chaiwo pamusoro pekuti iwe unogona kutengesa zvakadini mari yako yekusvitsa nhasi kana iwe uchida chaizvo. Bhuku rino raizova rakakodzera kushandisa kana iwe uchida kuziva kuti kukosha kwekokuunganidza mari yawakagara nhaka .

Enzanisa Nheyo dzeBlue Book.

Yakarongedzwa na: James Bucki