Kuisa mari muGarama Mari
Usati waita upfumi chero ipi zvayo, unofanirwa kubvunzana nemudzidzisi wako wekutsvaga mari. Kana iwe wakatotadza kuisa mari mune mari yegoridhe, heino mamwe mazano akajeka usati waita upiwe mune mari yegoridhe.
Private Firms Versus Government Mints
Franklin Mint naBradford Exchange ndivo makambani ari oga anobudisa "zvikwata" zvemhando dzakasiyana-siyana, kusanganisira mari. Sezvo mari yakawanikwa kubva kumakambani epachivande haasi kubva kune hurumende dzehurumende, huwandu hwevatengesi havatarisiri navo.
Kunyange zvazvo zvimwe zvibereko zvakabudiswa nemakambani aya (uye vadzikwi vavo) vane mamwe mashoma ekutengeserana kwemari, mari yavo yakave yakamboita zvakanyanya.
Kunze kwevamwe vaviri vekutanga Franklin Mint sets, vatengesi vemari vatengesi vanoisa mari iyi pachiyero kuti vaone uye vanobhadhara pakati pe 90% kusvika ku 95% yemutengo weivhavha kana yegoridhe. Zvinosuruvarisa, dzakawanda zvemari dzakagadzirwa nemakambani aya ega ega hazvina chero zvigadzirwa zvinokosha. IUnited States Mint, kune rumwe rutivi, ihurumende yehurumende yehurumende, uye mishonga yayo inoita zvakanaka pamusika wechipiri, kunyanya kupfuura nguva.
IUnited States Mint inobereka mari yakawanda yevashandi. Zvipo zveBurlion zvinosanganisira Gold, Sirivha uye Platinum Eagles. Iyo minda inopa mari iyi muZvimbiso uye zvisingaverengeki zvishanduro. Mari idzi dzinogona kuva nehutano hwakanaka, asi iyo yaunotenga ichaenderana nekuunganidza kwako kana kuisa zvinangwa.
Iwe Uri Gorosi Wokutsvaga Here?
Kana chinangwa chenyu chikuru ndechekutenga goridhe bullion sekutsvaga mari, zvandinokurudzira ndezvokuti iwe haugone kutenga goridhe yemari. Iwe unenge uri nani pane iwe uchirima mu generic gold bullion ingots uye mabhairi. Vatengesi vanotengesa mabhii ekutsvaga goridhe kwekambiso kadiki pamutengo wematengo.
IU.S. Gold Eagle, pamwe chete neCanada Maple Leaf , Chinese Panda nemamwe mashomanana emari akabudiswa nehurumende yehurumende, ane mavhisi ekutanga.
South Africa Krugerrand inowanzo ine premiums shoma, asi pasi pezvose ndiyo ingots nemapuranga akabudiswa mabhengi eEurope uye vamwe vanozivikanwa vakazvigadzirisa.
Mimwe mienzaniso yebhishopu reEuropean ingot vanogadzirisa uye vanogadzirisa avo vanozivikanwa seCredit-Suisse, PAMP, naJohnson-Matthey. MuUnited States pane Engelhard uye SilverTowne. Kana uri kutenga goridhe kuti uchengetedze bullion, ipapo utenge mhando dzinotakura zvinyorwa zviduku pane zvadzo, izvo zviri zvigadzirwa nemabhagi akaitwa nevanonatswa.
Iwe Uri Mari Yokuunganidza?
Kana zvakadaro, chinangwa chenyu chinonyanya kufanana nekuunganidza mari yakanaka iyo inewo mabhiriyoni anokosha, iwe uchange uine zvisarudzo zvakawanda zvekutsvaga. Mari yakachena mabhiriyoni inosanganisira American Eagles, Maple Leafs, Pandas, uye Krugerrands. Kana iwe uri kutarisa kuti uite mari inokosha yemari yesimbi, saka iwe unofanirwa kutenga goridhe yekare yeUnited States, yakadai seSaint-Gaudens Double Eagles . Nyaya dzakawanda dzinowanzodiwa idzi idzi dzekuAmerica dzemabhizimisi ekutengeserana mabhadhari uye pamwe ne8% -10% premium.
Mari idzi dzine ruzivo rwepamusoro-soro: iyo yegoridhe iri mairi ichagara yakakodzera kukosha, uye bullion inochengetwa mune imwe yemari -yegore-yekare yekuAmerica mari . Zvinhu zviviri izvi zvinowedzera kuvepo kuti ivo vachawedzera kukosha nekuda kwekusawana kwayo.
Hatina ruzivo rwekuti yakawanda yakanyungudutswa sei panguva yekunyungudutswa kwepree muna kutanga kwa2008 apo goridhe yaisvika $ 1 000 kana imwe. Saka mari idzi dzinongotora nguva shoma, uye mari yepayamu iri pavari haisi kunyanya kufunga nezvekusarudzwa kwavo uye zvingaita.
Ndinofanira Kuva Muunganidzi Here Kana Kuti Murimi?
Mubvunzo wokutanga waunoda kupindura, kuziva kuti chii chaunogona kutenga, ndechokuti iwe kana iwe hausi muunganidzi kana kuti mutyairi. Kana iwe uchida mazano nemifananidzo pamari uye nemanzwiro aanoita kuti avabate, uye kugutsikana kwekugadzirisa zvigadziro, ipapo unounganidza mari yekunaka kwavo uye kufara kwechido chekuita. Unogona kutenga nechinangwa chekuita purogiramu rimwe zuva; vazhinji vateresi vane chinangwa ichi kumashure kwepfungwa dzavo.
Kana zvakadaro, chinangwa chenyu chekutanga ndechekuchengetedza bullion pakatarisana nechinangwa chekuparadza, kana iwe unongotarisira kuti ndarama ichakwira ichikosha uye iwe uchakwanisa kutengesa kune rimwe zuva rimwe rega, uchatenga bullion uye edza kudzivisa kubhadhara premium commissions iyo inoshandiswa mabhiriyoni emari anotakura.
Sezvakataurwa pamusoro apa, unogona kushandura fodhi pane iyi nekutenga mari yakawanda yemadhora eU.S. akadai seSaint-Gaudens gold Eagles.
The Bottom Line
Chero chipi zvacho chaunosarudza kutenga, iva nechokwadi chokuti iwe unotora zvaunotenga kubva ipapo! Usamborega mabhizinesi achichengetedza bullion yako mumapato avo nokuda kwako! Kana makambani aya achienda kubhadharwa kana kuti vakave vakavhiringidzwa nekutamba, iwe unenge wakaramba uchinge uine pepa repapa risingabatsiri chinhu. Tora kutakura kwegoridhe yako uye uichengete pane imwe nzvimbo pasi pekutonga kwako, kunyanya pabhengi rekuchengetedza bhokisi.
Yakarongedzwa naJames Bucki